U.S. Senate · 119th Congress · S. 3889
American Lending Fairness Act of 2026
A bill to restore and clarify the intent of the Federal interest rate exportation parity for State-chartered banks by allowing States to opt out of preemption only with respect to loans made by their own chartered institutions, and for other purposes.
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- Sponsor
- Bernie MorenoR-OH
- Introduced
- February 12, 2026, in the Senate
- Issue areas
- Policy area
- Finance and Financial Sector (from the Congressional Research Service)
- Full text and actions
- congress.gov
Votes on this bill (0)
Neither the House nor the Senate has held a roll-call vote on this bill.
Cosponsors (1)
1 Republican. Each member is shown with the party they were counted with on the day they signed on. How we count these
Signed on later
- Mike LeeR-UTSeptember 29, 2026