U.S. House · 119th Congress · H.R. 7866
American Lending Fairness Act of 2026
To restore and clarify the intent of the Federal interest rate exportation parity for State-chartered banks by allowing States to opt out of preemption only with respect to loans made by their own chartered institutions, and for other purposes.
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- Sponsor
- Warren DavidsonR-OH-8
- Introduced
- March 9, 2026, in the House
- Issue areas
- Policy area
- Finance and Financial Sector (from the Congressional Research Service)
- Full text and actions
- congress.gov
Votes on this bill (0)
Neither the House nor the Senate has held a roll-call vote on this bill.
Cosponsors (7)
4 Democrats, 3 Republicans. Each member is shown with the party they were counted with on the day they signed on. How we count these
Original cosponsors
- Andy BarrR-KY-6
Signed on later
- Steven HorsfordD-NV-4May 7, 2026
- Sarah McBrideD-DE-ALMay 7, 2026
- Vicente GonzalezD-TX-34June 8, 2026
- Young KimR-CA-40July 27, 2026
- Scott FitzgeraldR-WI-5September 8, 2026
- Josh GottheimerD-NJ-5September 8, 2026