U.S. House · 119th Congress · H.R. 5508
Mortgage Insurance Freedom Act
To amend the National Housing Act to restrict the collection of annual mortgage insurance premiums when a 78 percent loan-to value ratio is reached, and for other purposes.
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- Sponsor
- Gregory W. MeeksD-NY-5
- Introduced
- September 19, 2025, in the House
- Issue areas
- Policy area
- Finance and Financial Sector (from the Congressional Research Service)
- Full text and actions
- congress.gov
Votes on this bill (0)
Neither the House nor the Senate has held a roll-call vote on this bill.
Cosponsors (4)
3 Democrats, 1 Republican. Each member is shown with the party they were counted with on the day they signed on. How we count these
Original cosponsors
- Pete SessionsR-TX-17
Signed on later
- Troy A. CarterD-LA-2December 3, 2025
- Cleo FieldsD-LA-6December 3, 2025
- Raja KrishnamoorthiD-IL-8December 3, 2025