U.S. House · 118th Congress · H.R. 3928

Deposit Insurance Reform Act of 2023

To amend the Federal Deposit Insurance Act to permit an insured depository institution to elect to have a higher standard maximum deposit insurance amount applicable to commercial deposits of the institution and to require higher assessments of such an institution, to amend the Federal Credit Union Act to provide a similar program for insured credit unions, and for other purposes.

Sponsor

Adam B. SchiffD-CA-30

Introduced

June 7, 2023, in the House

Issue areas

• Economy and finance

Policy area

Finance and Financial Sector (from the Congressional Research Service)

Full text and actions

congress.gov